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Free Shipping is a Lie

The truth is that, like virtually everything else, “free” shipping is not actually free. For many online shops, the cost of a free shipment is either folded into the prices for items.

How to Survive Your Benefits Enrollment Period

It’s time to choose your health care, life insurance and disability coverage at work.  Here’s what you need to know.

Are Store Credit Cards Bad News?

Keep a balance on a store-branded credit card at your own peril. On average the interest rates are far higher, the rewards are less lucrative.

12 Money Hacks

No matter how much in the red you may be, there are many ways to find extra money when you need it – and it may not be as difficult as you might think.

3 Things That Spook Retirees

Halloween is right around the corner, but forget the ghosts and goblins. If you’re a retiree, you may find these things more terrifying.

Should You Take Social Security Early?

If you are thinking of taking Social Security early you’ll need to make some well-informed assumptions about your life expectancy and rates of return, and consider other factors as well. Here’s what experts say you should consider.

Is a Reverse Mortgage Right for You?

If you’re nearing retirement or already there, and you’re worried you won’t have enough money, a reverse mortgage might be a smart strategy.

Keep Calm and Save On

When it comes to personal finance, it’s easy to become paralyzed by the fear of not making the right choice. Breathe and start now.

My Social Security Account

A My Social Security account allows you to review your contributions to the Social Security program. You can also get a personalized estimate of how much you will receive if you claim Social Security at various ages. Periodically reviewing your Social Security statement allows you to make sure your earnings are recorded correctly.

Tips for New Homeowners

Owning a home can be a rewarding, but expensive, experience. Here’s some tips on how to keep your finances on track.