If you’re falling behind on paying off your debts, beware. You don’t want to end up one of the millions of Americans who get their pay garnished.
IRS rules if you have after-tax money in your 401(k) retirement account, you can roll it into a Roth IRA where it will then grow tax-free (as opposed to tax-deferred). You don’t have to pay pro rata taxes on the distribution, accounting for the percentage of the pre-tax money in your 401(k).
Understanding how a credit score is calculated and what the number actually means is often a mystery. But it’s critically important and can open doors to many things: a home or auto loan, a credit card or even a job. Bank of America offers 5 tips for managing your credit.
Graham Craig of Robert W. Baird & Co. will present money management tips for those in the midst of a marriage breakup will be offered in “Gaining Financial Control of Your Divorce,” from 7 to 8:30 p.m. Thursday, Jan. 15 in the Adult Classroom of the central branch of the Library. To register for this free program, call (847) 923-3347.
If you’re looking for the absolute best gas prices, here are 5 apps that can save you money at the pump. But each has pros and cons.
You can find deep discounts on apparel, electronics, holiday items and more at the after-Christmas sales.
Many individuals wait until the final days—or hours—of the calendar year to take required withdrawals from retirement savings. If that describes you, keep these possible pitfalls in mind.
Roth IRA accounts can be a great way to save for retirement—and it is getting easier to use them.